Wealth and Investments

Hello Friends, welcome to the fascinating and mesmerizing world of investments. This is where millions are making their fortune by reaping the riches and people achieve their aspirations and goals through investments. The present-day world with all its magnificent facilities -Sky scrapers, Luxury cars and yachts, jumbo jets and Airplanes and bullet trains- at your service has come to exist in its present form because of all the past investments.

Investment is important because it is a way to ensure your present and future financial security. We Indians are crazy of wealth creation. We create wealth not only for ourselves but for our offspring also. This wealth creation is possible only through long term investments. Investment is necessary for improving lifestyles, achieving aspirations and goals, beating inflation etc.

Let’s understand wealth creation and investments through this video

A macro view on wealth and investments

As per Reserve Bank of India (RBI) Handbook of statistics on the Indian economy

  • The Gross Domestic Product (GDP) of India as on 31-3-2019 was at Rs 1,90,10,164 crores (Approx. US$ 2715 billions)
  • The Fixed/Term deposits with for all Scheduled Commercial Banks as on 31-03-2019 amounted to Rs 1,17,20,589 crores (Approx. US$ 1674 billions).

As per the AMFI site total Mutual Fund investments (AUM) as on 31-03 2019 was at Rs 23,79,584 crores (Approx. US$ 340 billions).

As per the BSE site Equity share market capitalization as on 31-03-2019 amounted to Rs 1,40,04,264 crores (Approx. US$ 2000 billions)

These are all staggering investment figures and are growing day by day. But when it come to investing in above investment avenues majority of the investors go by traditional beliefs and hearsay.

There is a deeply felt need to understand and master the intricacies of investment world and the ever-expanding investment avenues and tools. But it is a fact that many people undertake investment without basic knowledge of the same. Many do not have the knowledge of the spectrum of investment avenues or tools available to them. Many people are not aware of the governing principles of any investment.

So, the time has come to develop sensible approaches to understanding investments and managing the same. This website seeks to provide help in that direction by an integrated approach. In this website attempt is made to impart knowledge on investments and the various types of financial investment avenues or tools available in India. Attempt is also made to throw light on some of the important investment guidelines. This website is also a platform for students in Banking, Insurance and Mutual Funds to learn their lessons in an easy and simple way. In particular the pages in this website addresses itself the following:

  • The what, why and how of investments.
  • The spectrum of financial investment avenues available to investors in India.
  • What are the important investment guidelines that can help investment decision making?
  • Mutual Funds and various Mutual fund investment schemes in India.
  • Banking and various bank deposit investment schemes in India.
  • Equity share or Stock market investments
  • Insurance and Life Insurance Policies as an Investment avenue.
  • Educational course on Principles and practice of Banking in India.
  • Educational course on Principles and practice of Insurance in India
  • Educational course on Mutual Funds and various Mutual fund investment schemes in India.

What will you learn

What, Why and How of Investments

Spectrum of Financial Investments

Important Investment Guidelines

Mutual Funds & various Mutual fund schemes

Banking &various Bank deposit schemes